Voluntary Benefits

What is needed to quote:

• Same information that is needed to quote the Employer Paid Options
• Census must include voluntary benefit election by line of coverage if already in force

Voluntary Benefits Available:

1. Life / AD&D
2. Short Term Disability
3. Long Term Disability
4. Dental
5. Vision

Benefit Information:

• Most plan designs are customizable
  
  • Limitations might be on the disability
• Low participation requirements
• Guarantee Issue amounts on the Life, STD and LTD
• Premiums are payroll deducted
• Personalized enrollment materials are provided by the carrier at no cost to the employer
• Enrollment meetings can be conducted by a carrier representative